Do gun manufacturers need business insurance?

Every year, gun manufacturers produce hundreds of different types and models of firearms for use by individuals, law enforcement and the military. Like any manufacturing business, firearms manufacturers need a variety of business insurance policies tailored to their needs.

Who can get a firearms insurance policy?

Firearms Legal Protection is an insurance company that offers policies to those who can obtain a policy in the 30 states where it is available. Keep in mind that the insurance policies are only available in these states, so there is a limit on who can get a policy.

What does it mean to be a “manufacturer” of firearms?

In the case of a person consistently assembling firearms from component parts as in the question, “3 or 4 times per month”, it’s likely that the person meets the definition of a “manufacturer” of firearms. It is likely that the above example qualifies the person as being “engaged in the business” of manufacturing firearms.